USA Payday Loan
FAQs
What are payday loans or cash advance?
Online payday loans are short-term cash advances designed to meet your emergency financial needs. Payday loans are also perfect for those times when you need a little extra cash for unexpected bills or special occasions. It is designed to bridge the gap between borrower’s cash inflow and the paydays.
Who can qualify for payday loans service?
In order to qualify for a payday loan, the borrower generally must have identification, a personal chequing account and a proof of a regular income. Payday lenders typically extend credit based on a percentage of the borrower’s net pay until his/her next payday (generally within two weeks or less). The borrower provides the payday lender with a post-dated cheque, or authorizes a direct withdrawal, for the value of the loan plus any interest or fees charged.
How much time does this process take?
It’s a very fast process. Once you apply for the loan, you get it within hours of applying. Money is transferred directly to your saving or checking account. It’s an electronic process and consumes very less time.
What if I have poor credit or have filed bankruptcy?
If you have poor credit or no credit, it will not affect the approval of your loan. You can get loan without any checking of your credit score.
How is the payday cash advance loan amount determined?
Your payday loan is decided by your current income. You may get payday advance within the range decided by state law.
What is collateral to receive a loan?
Your job and your paycheck are your collateral.
Is my application and financial information secured?
Absolutely, we respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses advance encryption technology.
How do I get a payday loan?
Simply complete online application on usa-payday-loan.org and you are on your way to receive your cash advance today.
What happens if I do not make a payment request on time?
If you fail to submit a payment request at least 2 business days prior to your due date, then the entire amount due will be debited! Further, if you are a Free Loan customer, you will forfeit your right to getting the fees waived.